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Do foreigners need to participate in Chinese social insurance?

Many countries have social insurances and benefits, so does China.


In China, employers and workers must participate in social insurance and pay premiums according to law.


Chinese social insurance

All units registered in China should pay social insurance for their employees, including basic endowment insurance, medical insurance, maternity insurance, unemployment insurance and work-related injury insurance.

01

Can foreigners also be insured in China?

Certainly. The "workers" and "employees" mentioned here refer not only to Chinese employees, but also to foreigners working in China.

  1. Non-Chinese nationals who have obtained employment certificates such as foreigner's work permit in China, Permit for Foreign Resident Reporters and foreigner's residence permit and are legally employed.

  2. Non-Chinese nationals who hold the permanent residence ID card and legally employed.

  3. Foreigners who, after concluding an employment contract with an overseas employer, are dispatched to work in a branch or representative office registered in China.


02

As for the insurance premium, it depends on your social insurance base.

The base of social insurance paid shall be determined according to employees’ average monthly salary of the previous year. The payment base shall not be lower than 60% of the provincial average salary of the previous year and shall not be higher than 300% of the provincial average salary of the previous year.

To reduce costs, many companies will choose to pay social insurance premiums for employees at a minimum base of 2300 yuan/month.

The social insurance premium is jointly borne by the work unit and the employee, and the part borne by the employee shall be withheld and remitted by the unit from his/her salary.